Last Updated: 12 February 2026
Welcome to Hoja AI. These Terms of Use ("Terms") govern your access to and use of Hoja AI's applications, website, and services (collectively, the "Services").
Hoja AI Ltd is a UK-registered company (Company No. 15417663) with a registered address at 9 Redmans Road, E1 3AQ London, United Kingdom.
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
You must be at least 13 years old to use our Services. If you are under 18, you must have permission from a parent or guardian to use our Services, and they must agree to these Terms on your behalf. By using our Services, you represent and warrant that you meet all eligibility requirements.
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
You agree not to:
Our Services and their contents, features, and functionality are owned by Hoja AI and are protected by copyright, trademark, and other intellectual property laws.
You retain ownership of any content you submit, post, or display on or through our Services. By submitting, posting, or displaying content on or through our Services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.
You represent and warrant that you own or have the necessary rights to the content you submit, and that the content does not infringe the intellectual property rights or other rights of any third party.
By using our Services, you grant us the right to store and process your data to personalize and improve your experience. This includes:
For more information on how we collect, use, and protect your data, please refer to our Privacy Policy.
Some of our Services may require payment or subscription. By subscribing to our paid Services, you agree to pay all fees in accordance with the applicable subscription plan.
We may change our subscription fees at any time. We will give you reasonable notice of any such changes by posting the new fees on our website or through the Services. Your continued use of the Services after the fee change becomes effective constitutes your agreement to pay the changed amount.
You may cancel your subscription at any time. Upon cancellation, you will continue to have access to the paid Services until the end of your current billing period, but you will not receive a refund for any fees already paid.
We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services or contact us at info@hoja.ai to request account deletion.
Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that our Services will always be available, uninterrupted, timely, secure, or error-free. We do not warrant that the results that may be obtained from the use of our Services will be accurate or reliable.
To the maximum extent permitted by law, Hoja AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of or inability to access or use the Services.
You agree to indemnify, defend, and hold harmless Hoja AI and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of and access to the Services, your violation of these Terms, or your violation of any third-party rights.
These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within the United Kingdom.
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. You are advised to review these Terms periodically for any changes. Changes to these Terms are effective when they are posted on this page. Your continued use of the Services after any changes to the Terms constitutes your acceptance of such changes.
If you have any questions about these Terms, please contact us at info@hoja.ai or write to us at: Hoja AI Ltd, 9 Redmans Road, E1 3AQ London, United Kingdom.